Instructions

MC1000TR

Select the variable(input) that you want to edit PH, PD, LM or AR, you can do so using the buttons at the calculator or actually "touchscreen" in the desired value.
Use the keyboard keys or the buttons in the calculator to edit an input. (The active keyboard keys are the numbers keys, the Enter key, the Backspace key and the Del Key to Clear)
PH, PD, LM and AR buttons prompts the corresponding data inputs in the screen as well as calculate new results each time they are pressed, now it is posible to do the same using the touchscreen capability.
ENTER: calculates the new results and prompts for the next data input sequentially.
BKS=Backspace: eliminates the last character writen
CLR=Clear: clears to "0" the prompted entry.
INSTR=Instructions: opens and closes the instructions tab.
SKIN=Skin: opens the calculator skin options buttons.
RPRT=Report: Generates a report with your results and also calculates the amortization table.

Monthly Payments.- consider payments toward Principal and Interest ONLY. Your final monthly payments will have to consider :

Private Mortgage Insurance (PMI).-aproximately 0.055% monthly of the Financed Ammount until you pay 20% of your loan.(not needed if your "down" is more than 20%)
Property Taxes.-Varies with the city or county, to obtain the ammount of annual tax you can to go to the property appraiser website and then locate the property.(Google "yourcounty Property Appraiser") For Most places in Florida for example the annual tax is aproximately 2% of the appraised value, then divide this ammount by 12 months.
Property Insurance.-Again this varies with the location you will have to inquire for an estimate to any insurance company and check if the property requires extras like flood insurance for example. Total Interest to Pay.- is what the bank or financial institution charges you for the lending. The important idea is that, in order to minimise it you have to get the best Interest Rate (IR) posible, and that depends mostly in how good is your credit standing and the financial institution.

The instructions button is not included in this calculator.
PP and SM prompt the Optional Inputs monthly Pre-Payment and Starting Month and make posible to calculate the corresponding interest savings.
MC1100R calculates month by month the status of your balance as well as the payments toward the Principal and the Interest in any month you desire.
"Rprt" button generates a report that includes your data your results and the complete amortization table. This Report is printable using the "Print" key located in the report itself also you can go back to the calculator to make a new calculation using the "Calc" button.